Think of Central Pacific Capital as a specialized, faster bank. We are the bridge between opportunity and permanent financing. We provide short-term loans that help borrowers: Buy a property, Improve or stabilize it, Refinance into a traditional bank loan, or sell the property.

We are a reliable capital partner for brokers, borrowers, and loan officers who need speed, certainty, and flexibility that traditional lenders cannot provide.

CPC is not dependent on a single funding source. Our funding comes from: Our Own Capital, Private Investors, Bank Relationships, Correspondent & Lending Partners. This diversified capital base allows us to move quickly and keep deals alive when others cannot.

We provide flexible real estate financing including: First position loans, Second position loans, Commercial real estate, and Non-owner occupied residential properties in the Western and Central United States. Contact us today if you’re ready to take the next step or have additional questions.