Central Pacific Capital is a trusted private lending partner — delivering the speed, certainty, and flexibility that traditional banks can't match when it counts. We are the bridge between opportunity and permanent financing. We provide short-term loans that help borrowers: buy a property, improve or stabilize it, refinance into a traditional bank loan, or sell the property.

We are a reliable capital partner for brokers, borrowers, and loan officers who need speed, certainty, and flexibility that traditional lenders cannot provide.

CPC is not dependent on a single funding source. Our funding comes from: our own capital, private investors, bank relationships, correspondent & lending partners. This diversified capital base allows us to move quickly and keep deals alive when others cannot.

We provide flexible real estate financing including: First position loans, Second position loans, Commercial real estate, and Non-owner occupied residential properties in the Western United States. Contact us today if you’re ready to take the next step or have additional questions.