Central Pacific Capital is a specialized private lender — built for the speed, flexibility and certainty that traditional banks simply can’t offer. We are the bridge between opportunity and permanent financing. We provide short-term loans that help borrowers: Buy a property, Improve or stabilize it, Refinance into a traditional bank loan, or sell the property

Borrowers pay CPC interest on the loan, upfront loan fees and extension fees if they need more time. These payments are then passed on and provided to investors. Each loan is conservatively underwritten, backed by real estate collateral, carefully vetted, and physically inspected with the support of a local market expert.

The borrower typically pays around 10%-12% on their loan which is money that goes straight to the investor each month for the life of the loan. Ready to put your capital to work? Contact us to learn more.